In development
KapiX Learning
Learn about money, the easy way.
Short, plain explanations of the ideas that actually move the needle — interest, cash flow, what a budget is really for. A few minutes each, and nothing to buy at the end.
KapiX
Your pathway to
financial freedom.
KapiX aims to be the complete suite of financial tools for being wiser with money. One to understand it, one to track your personal finance, and one to help your business books.
9:41
Good morning, Ben
Safe to spend today
$38.40
On track for the month
Could save this month
$600.00
Based on your plan
Spending left
$1,036.80
and still save 600
Today
- LunchFood8.50
- Bus fareTransport1.00
Lunas, the personal finance tracker
One idea, in three parts
Being wiser with money takes understanding it, keeping track of it, and — if you run something — knowing what the business actually made. Each of these takes one of those jobs, and none of them asks you to build a spreadsheet first. Two are ready to use today; the third says plainly that it is not.
Lunas
Know where your money goes.
Turns your income, bills and savings plan into one number: what is safe to spend today. Works offline, and never asks for your bank login.
Arus
Build financial statements through conversations.
Answer plain questions about what happened. Arus writes the double-entry itself, and your profit, balance sheet and cash flow all follow from the same journal.
What’s true of everything we build
One number, not a dashboard
Anything we build answers the question you actually came with, in about three seconds. The charts can wait until you ask for them.
Your data stays yours
Encrypted before it is stored, and no bank logins. Nothing we make will ask you to hand over your online banking credentials.
It says when it doesn't know
A forecast we can't defend with the data we actually have is not a forecast. “Not enough yet” earns more trust than a confident guess.
Calm, never nagging
Nothing here will tell you off for a bad week, or punish you for a week away from it. Reminders are yours to switch on, not ours to push at you.
Start with one account
It opens Lunas for your own money and Arus for your business, in your browser, on every device you sign in on. Free while we are in early testing.